Long Term Care Insurance

Long-term care insurance helps seniors pay the costs of long-term care, preventing the depletion of life savings for extended care. We work with several Long Term Care Insurance companies and all Long Term Care policies are different. Some policies cover only specific types of long-term care, while others will cover a variety, such as nursing home, assisted living or in-home care. In addition, many Long Term Care policies have an elimination period. That is a waiting time which the covered individual must pay for their own care, usually 90 days, until the Long Term Care policy begins. Our experienced staff can help you with the paperwork.